Mobile money transaction volume across Sub-Saharan Africa continues to outpace card volume by a wide margin, but the interesting shift in 2026 isn't volume — it's interoperability. More markets now support real-time settlement between mobile money and traditional banking rails, closing a gap that has forced businesses to maintain separate systems for years.
For builders, this mostly shows up as fewer edge cases: a customer paying with mobile money and a business withdrawing to a bank account is no longer a multi-day, multi-provider process in most of the markets we operate in.
We'll keep tracking this space and sharing what we see change from the vantage point of processing transactions across the continent.